Checklist: Inspecting a Second-Hand Apartment
Updated 3 November 2026 · Land & Property editorial team
Before you buy a second-hand apartment, check six things: the services (water, power, backup, lift), the structure (cracks, damp, drainage), parking, the owners' corporation's accounts and any service-charge arrears, the unit title, and the building's plan approval and occupation permit. Take photos, ask for papers in writing, and do not pay a deposit until the documents match what you saw.
- Information request
- A managing agent must answer an owner's, tenant's or chargee's written request within 21 days (Act 4 of 2001, s.35)
- Arrears certificate
- The corporation must certify the amount owed on an owner's request (s.32(3))
- Baseline for competitive stock
- Backup power, water, connectivity and security (Knight Frank, H1 2026)
What should I check when buying an apartment?
Use the table on the day of the visit, then follow up each item in writing. A good seller will not mind. A seller who dodges questions about the building is giving you information too.
| Area | What to check | Ask for |
|---|---|---|
| Water | Pressure at the highest tap, whether supply is mains or tank, storage size, pump condition | Last three water bills or the corporation's water arrangement |
| Power | Meter type (own meter or shared), generator or solar backup, whether lifts and pumps run on backup | Last three power bills, generator maintenance record |
| Lift | Whether it works on every floor, door and light condition, service log | Maintenance contract and last inspection date |
| Parking | Bays allocated to your unit, visitor parking, gate control | The allocation in writing |
| Drainage and sewage | Water standing near the building, smell near the septic tank or sewer, blocked gutters | Who empties the tank, how often and who pays |
| Structure | Cracks in walls and floors, damp patches, ceiling stains, loose balcony rails | Any engineer's report or repair history |
| Security | Gate, guards, CCTV, door and window grilles | Who pays and what the contract covers |
Knight Frank's H1 2026 review says adequate parking has hardened from a preference into a prerequisite, and that reliable backup power, water, connectivity and security are the baseline below which stock struggles to compete. The same standard is a fair test for any building you view.
How do I check service-charge arrears?
Unpaid charges are a building-wide problem, because the corporation pays for repairs, insurance and security from them. Under the Condominium Property Act, 2001 (Act 4 of 2001), the corporation must keep a fund for administrative expenses and raise it by levying contributions on the units in proportion to their unit factors (section 20(1)(c) to (e)). The corporation can recover a levied contribution by an action for debt against the owner at the time of the resolution and the owner when the action is started, jointly and severally (section 32(2)). A corporation may also register a charge against the unit for the unpaid amount (section 32(5) and (6)).
That is why a buyer should ask early. Section 32(3) says the corporation must, on the application of an owner or a person the owner authorises in writing, certify the amount payable, how it is paid, a statement of account and any interest on the unpaid balance. Your seller can apply and give you the certificate. Check the date on it, and see our full guide, Unpaid Service Charge: What a Condo Can Do.
Also ask the managing agent for the budget, financial statement, by-laws and insurance details. Section 35 says the managing agent must provide these within 21 days of a written request and payment of the prescribed fee. Section numbers follow the 2001 text, so confirm them against the current edition.
Does the building have an occupation permit?
Ask to see the plan approval and the occupation permit for the building, not only for the unit. A Daily Monitor article on occupation permits says every building must have a valid one. Treat it as a document you must see, not one you may assume, and ask your lawyer what the current Building Control rules require for the building you are viewing.
A condominium plan is also registered with certificates from a surveyor and the local authority that the division of the building was approved (section 10 of the Act). If the seller cannot show either, ask why, and talk to a lawyer before going further. For new buildings, see Buying an Apartment Off Plan in Uganda, and for handover defects, snag list new house.
Which documents should match what I saw?
- The unit title. It should name the seller and show the unit factor. The registrar records the unit factor on the title (section 6(1)). Have a lawyer search it for charges, caveats or mortgages.
- The condominium plan and the by-laws, which bind every owner (section 29).
- The latest financial statement and budget of the corporation.
- An arrears certificate for the unit, dated close to completion.
- Insurance policies. The corporation must insure the buildings against fire (section 20(1)(f)), and an owner or chargee can ask for copies within 21 days (section 35(4)).
- Tenancy details, if the unit is let. An owner must tell the corporation within seven days when a tenant starts or leaves (section 43).
If the apartment is part of a building sold on a master title instead of unit titles, stop and read condominium title vs master title.
What should I look at room by room?
- Kitchen and bathrooms: run every tap, flush every toilet, check under sinks for leaks and look at the ceiling below for stains.
- Windows and doors: open and close each one, test locks and look for gaps.
- Electrics: test sockets and switches, and look at the distribution board for burn marks or loose wires.
- Walls and ceilings: look for damp, mould and hairline cracks that run through the plaster.
- Balcony: check the rails, the floor slope and where the water drains.
- Common areas: stairs, lights, rubbish area, gate and any pool or play area. The condition of the common property tells you how the corporation spends its money.
Take dated photos, and ask a builder or engineer you trust to come with you for a unit above your usual budget. For a house, see house inspection. Some of the same logic applies to other purchases, such as the checks in Inspect a Forest Before You Buy.
What are the next steps after the walk-through?
Write down every problem, ask for repairs or a price reduction, and get the answers in writing. Do not pay more than a small booking amount until your lawyer has searched the title and seen the arrears certificate and building papers. When you are ready to proceed, our guide to resale apartment transfers explains the steps, and the overview houses and apartments for sale in Uganda lists what we have. To see apartments with a verified guide, browse apartment listings and book an escorted site visit.
Listings available now
Live from Land & Property on 4 November 2026. Prices are the sellers' asking prices.
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Rentals for sale in Kira at 280m
UGX 280,000,000
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Apartments making 6m For sale at 680m
UGX 680,000,000
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34 units Apartments Block in kyanja at Ugx5.5bn
UGX 5,500,000,000
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Apartments in Kyanja at Ugx1.6bn
UGX 1,600,000,000
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Rentals for sale at Namugongo Joggo at 180m
UGX 180,000,000
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Condominiums For sale in Masoli, Gayaza road
UGX 132,000,000
Frequently asked questions
What should I check in an apartment before buying?
Check water, power and backup, the lift, parking, drainage, structure and security, then the papers: unit title, by-laws, financial statements, arrears certificate, plan approval and occupation permit. Visit more than once, ideally after rain, and have a lawyer search the title before you pay.
How do I check service charge arrears?
Ask the seller to apply to the owners' corporation for a certificate of the amount payable. Section 32(3) of the Condominium Property Act, 2001 requires the corporation to certify the amount, the way it is paid, a statement of account and any interest. Check the certificate is recent.
Do I need an occupation permit for an apartment building?
Daily Monitor reports that every building must have a valid occupation permit. Ask the seller for the building's plan approval and occupation permit. If they cannot show them, speak to a lawyer before you pay a deposit.
Can I get information from the building's managing agent?
Yes. Under section 35 of the Condominium Property Act, 2001 an owner, tenant or chargee can ask in writing, and the managing agent must provide contributions due, budget, financial statements, by-laws and other items within 21 days, after the prescribed fee is paid.
Sources
- Condominium Property Act, 2001 (Act 4 of 2001), sections 6, 10, 20, 29, 32, 35, 43, Ministry of Lands, Housing and Urban Development (accessed 2026-11)
- Every building must have a valid occupation permit, Daily Monitor (accessed 2026-11)
- Kampala Property Market Performance Review H1 2026, Knight Frank Uganda (accessed 2026-11)
- Condominium Property Act, 2001 (text), ULII (accessed 2026-11)